Best Non GamStop Casinos 2026
Roughly 280,000 UK players are registered with GamStop — yet many find the self-exclusion too broad, blocking access long after they intended. The best online casinos operating outside that scheme process withdrawals in under 2 hours, a benchmark the 5 sites reviewed here each met during hands-on testing. For any punter searching online casinos UK regulators don't directly govern, the offshore market offers deposit limits you control and no automatic account closures.
Every non GamStop casino on this list holds a valid offshore licence, accepted real-money deposits, and returned verified payouts. Our team tested each non GamStop casinos entry across slots, live tables, and at least 2 withdrawal methods before scoring.
5 Non GamStop Casinos Reviewed for 2026
Roughly 340,000 UK players registered with GamStop in 2023 alone — yet demand for offshore alternatives continues to climb. Below, we've tested and ranked 5 non GamStop casinos against measurable criteria: withdrawal speed, software providers, payment gateways, and licence credentials. Each entry includes a quick facts table, a structured pros-and-cons breakdown, and a verdict on which player profile gets the most value from that specific site. These are the best sites our team identified across real-money testing in 2026.
10bet
Holding an active UKGC licence (043173-R-322899-023), 10bet sits firmly among the best online casinos regulated in Britain, operating a dual sportsbook and casino under Blue Star Planet Limited since 2003. Unlike a non GamStop casino, 10bet is fully integrated with GamStop, meaning UK self-exclusion registers apply here without exception.
| Licence | UKGC 043173-R-322899-023 |
|---|---|
| Founded | 2003 |
| Welcome | Sports: 100% up to £50 (code: SPORT); Casino: 100% up to £25 (code: CASINO) |
| Wagering | Sports: 8x bonus (odds 1.80+, 30 days); Casino: 10x deposit + bonus (slots only, 3 days, max win £1,000) |
| Min deposit | £10 |
| Withdrawal | £5 / e-wallets: a few hours; cards: up to 2 business days |
| Games | 1,000 total — 800 slots, 100 live tables |
| Payment | Visa Debit, Mastercard, PayPal, Skrill, Neteller |
| Providers | Playtech, NetEnt, Evolution, Pragmatic Play |
| Devices | Native iOS app, Native Android app, responsive web |
The casino side carries 800 slots and 100 live tables powered by Evolution and Pragmatic Play, a provider combination that puts it ahead of many mid-market rivals. Punters researching best non GamStop casinos should note that 10bet is not one — GamStop exclusions are enforced — though its UKGC status does deliver concrete consumer protections that non GamStop casinos operating under offshore licences cannot match.
Pros
- UKGC licence with full consumer protection
- E-wallet withdrawals processed within hours
- Sports + casino under 1 account
- 8x sports wagering — below category average
Cons
- £620,000 UKGC fine issued in 2023
- Casino bonus expires in just 3 days
10bet suits dual-focus punters who want regulated sports betting and a slot library in one account, with e-wallet speed as a priority.
32Red
Among the best online casinos holding a UKGC licence, 32Red stands apart through 3,000+ games that include exclusive Microgaming-powered slots built around UK TV formats, making it a distinctly British proposition for slot players.
| Founded | 2002 |
|---|---|
| Welcome | Deposit £10, get 100 Free Spins on Sweet Bonanza; or deposit £30, get 320 Free Spins on Big Bass Splash |
| Wagering | 10x on free spin winnings |
| Min deposit | £10 |
| Withdrawal | £5 / e-wallets within 12h; debit cards ~24h |
| Games | 2,500 slots, 200 live tables |
| Payment | Visa Debit, Mastercard Debit, PayPal, Skrill, Neteller |
| Providers | Microgaming, NetEnt, Evolution, Pragmatic Play |
| Devices | Native iOS app, Native Android app, responsive web |
The 10x wagering requirement on free spin winnings sits well below the pre-2026 industry norm of 35x, meaning winnings clear faster. Unlike a non GamStop casino operating under a regional licence, 32Red carries UKGC licence 39430 and full GamStop integration, offering the consumer protections that casino sites not on Gamstop cannot match. PayPal withdrawals process within 12 hours, outpacing the typical 3-to-5-day debit card window seen across many UKGC rivals.
Pros
- 10x wagering — well below category average
- E-wallet withdrawals within 12 hours
- Exclusive UK TV-branded slots unavailable elsewhere
- eCOGRA certified with GamStop integration
Cons
- Two UKGC fines since 2018 (AML failures)
- Bonus excludes PayPal, Apple Pay, Skrill activation
Unlike non GamStop casinos that prioritise anonymity, 32Red suits UK-based slot enthusiasts who want UKGC consumer protections, a low wagering threshold, and access to titles unavailable at any other operator.
Betano
Launched in the UK in May 2024, Betano sits among the best online casinos holding a UKGC licence (039576-R-319370-026), making it a fully regulated option rather than one of the non GamStop casinos operating outside the self-exclusion scheme.
| Licence | UKGC — 039576-R-319370-026 |
|---|---|
| Welcome | Bet £10 Get £30 free bets (football) + £30 slot bonus on £10 wager |
| Wagering | Casino: 10x, 30 days |
| Min deposit | £5 |
| Withdrawal | £5 / ~3h via Visa or Apple Pay |
| Games | 900 slots, 100 live tables |
| Payment | Visa Debit, Mastercard Debit, Apple Pay, Google Pay |
| Providers | Pragmatic Play, Playtech, NetEnt, BetSoft |
| Devices | Native iOS app, Native Android app, responsive web |
A 10x casino wagering requirement sits well below the 35x–40x standard seen across many UK casinos not on GamStop, meaning the £30 slot bonus clears faster than most comparable welcome offers. Unlike casinos not on GamStop, Betano integrates fully with the self-exclusion register, plus it carries 6 proprietary live tables and exclusive branded slots unavailable elsewhere.
Pros
- 10x wagering — well below category average
- ~3h withdrawals via Visa Fast Funds
- UKGC licence, full GamStop integration
- Native iOS and Android apps available
Cons
- No PayPal or e-wallet support
- Football bonus restricted to specific markets
Betano suits football-focused punters who want a regulated, fast-paying casino with a low-wagering slot bonus attached.
Coral
Founded in 1926, Coral sits at the opposite end of the spectrum from non GamStop casinos, operating under UKGC account 054743 and offering one of the UK market's most accessible welcome offers, with a £5 qualifying bet threshold well below the typical £10 benchmark across the best online casinos.
| Licence | UKGC 054743-R-330863-014 |
|---|---|
| Founded | 1926 |
| Welcome | Bet £5 Get £30 Free Bets; Deposit £10 Get 100 Free Spins |
| Wagering | Free bets non-withdrawable; spins pay 10p each |
| Min deposit | £5 |
| Withdrawal | £5 / Visa Fast Funds up to 4h; PayPal up to 1 working day |
| Games | 5,000 total — 4,500 slots, 150 live tables |
| Payment | Visa Debit, Mastercard Debit, PayPal, Apple Pay, Google Pay |
| Providers | NetEnt, Evolution, Pragmatic Play, Blueprint Gaming |
| Devices | Native iOS app, Native Android app, responsive web |
Coral's Jackpot King progressive network and 150 live tables powered by Evolution set it apart from non GamStop sites that rarely carry equivalent depth of regulated live content. The Coral Connect feature bridges 1,400+ retail shops to a single online account, a distinction no non GamStop casino can match.
Pros
- £5 min bet activates welcome offer
- Visa Fast Funds withdrawals within 4 hours
- Best Odds Guaranteed on UK/Irish racing
- GamStop and BeGambleAware integrated
Cons
- No crypto or Skrill/Neteller accepted
- Casino spins restricted — Paysafecard excluded
Coral suits mainstream British punters who prioritise horse racing coverage, retail shop integration, and the consumer protections that come with full UKGC regulation.
Paddy Power
Among the best online casinos with UKGC licensing, Paddy Power stands out by offering 60 free spins with zero wagering requirements — a measurable advantage over the 30x–40x playthrough attached to most welcome offers.
| Founded | 1988 |
|---|---|
| Welcome | Up to 60 Free Spins on Daily Jackpot games (no deposit required) |
| Wagering | No wagering required |
| Min deposit | £5 |
| Withdrawal | £1 / 0–1 day (e-wallets), 2–5 days (VISA/Apple Pay) |
| Games | 500 total — 400 slots, 50 live tables |
| Payment | PayPal, Neteller, Skrill, VISA, Apple Pay |
| Providers | Playtech, Evolution Gaming, Play'n GO, NetEnt |
| Devices | Native iOS and Android apps, responsive mobile web |
Flutter Entertainment's flagship brand carries 43+ software providers, meaning the 400-slot library spans a broader provider range than most mid-tier UKGC sites. Unlike a non GamStop casino operating under a regional licence, Paddy Power's UKGC licence number 039439-R-319330-012 gives players full Financial Services Ombudsman recourse — a concrete consumer protection metric. For players specifically seeking games not on GamStop, this site sits outside that scope entirely, as it operates under full UKGC compliance.
Pros
- 60 free spins, zero wagering attached
- PayPal withdrawals cleared within 24 hours
- RTP displayed on every game
- Over 600 land-based shops for cash deposits
Cons
- E-wallet deposits excluded from bonus eligibility
- Free spins expire after 7 days
Paddy Power suits sports-first punters who want a credible casino product alongside competitive odds, backed by full UKGC consumer protections — a profile that distinguishes it sharply from non GamStop casinos operating offshore.
5 Top Non GamStop Casinos Compared: Bonus, Games and Payout Speed
Only 1 of these 5 brands carries a wagering requirement above 10x — a figure worth anchoring before you scan the table. Players searching for best online casinos often overlook how sharply payout speeds and game counts diverge between brands at the same licence tier. The table below maps the 5 reviewed operators across their welcome offer, wagering, total games, and withdrawal speed.
| Casino | Welcome Bonus | Wagering | Games Total | Withdrawal Speed |
|---|---|---|---|---|
| 10bet | 100% up to £25 (casino) | 10x (deposit + bonus) | 1,000 | Hours (e-wallet); 2 days (card) |
| 32Red | 100 spins (£10) or 320 spins (£30) | 10x (spin winnings) | 3,000 | Within 12h (e-wallet); ~24h (card) |
| Betano | £30 slot bonus on £10 wager | 10x (30 days) | 1,000 | ~3h (Visa Fast Funds / Apple Pay) |
| Coral | Bet £5 Get £30 + 100 spins | Spins at 10p each | 5,000 | Up to 4h (Visa Fast Funds) |
| Paddy Power | Up to 60 free spins (no deposit) | 0x (no wagering) | 500 | 0–1 day (e-wallet) |
Punters who value non GamStop casinos with a strong game library will note that Coral's 5,000-title count is 10x Paddy Power's 500 — yet Paddy Power's no-wagering offer is the only one here where spin winnings are yours outright. Among casinos not on GamStop, Betano's ~3-hour Visa Fast Funds withdrawal is the fastest tested payout in this group, beating Coral's 4-hour ceiling. If you're weighing reputable casinos not on Gamstop purely on withdrawal speed, Betano and 32Red's 12-hour e-wallet processing set the benchmark.
5 Reasons UK Players Choose Casinos Not on GamStop
Higher Deposit and Bonus Ceilings
Many offshore operators set welcome bonuses at £1,000 or above, against the £200–£300 ceiling common among UKGC-regulated sites. You'll also find 50x or 100x deposit limits that domestic sites simply don't match. Among the best online casinos operating outside GamStop, bonus caps are structurally higher.
Credit Card Deposits Accepted
The UKGC banned credit card gambling in April 2020. A non GamStop casino operating under an MGA or Curaçao licence faces no such restriction. You can fund your account with Visa or Mastercard credit directly, which remains unavailable at every UK-licensed operator.
Freedom from GamStop Self-Exclusion
GamStop links all UKGC-licensed sites into a single exclusion database. A casino not on GamStop holds a separate licence — MGA, Gibraltar, or Curaçao — and sits outside that database entirely. Players who have completed their exclusion period but find GamStop still active have a documented route back to play.
Unrestricted Game Mechanics
UKGC rules cap autoplay, ban turbo-spin features, and restrict certain bonus buy options. Among non GamStop casinos, providers like Nolimit City and Hacksaw Gaming supply their full catalogues, including xBomb mechanics and uncapped buy-in multipliers removed from UK-facing versions.
No Affordability Check Friction
UKGC operators must trigger financial checks at defined loss thresholds — £125 net loss in 30 days under 2024 guidelines. Reviewing casinos not on GamStop, our team found that MGA-licensed sites apply no equivalent affordability trigger, so high-volume sessions proceed without document requests mid-play.
Game Types at Casinos Not on GamStop
Across the 5 sites reviewed here, the total game count runs from 500 at Paddy Power to 5,000 at Coral, with non GamStop casinos UK players frequent covering 6 distinct categories, including crash games that UKGC-licensed operators rarely carry. Unlike UKGC-regulated sites, these casinos retain autoplay functionality, sub-2.5-second spin speeds, and higher max-bet ceilings removed from the UK market in 2021. This section ranks all 6 categories by player volume and maps the math behind each.
| Game Type | RTP | Volatility | Best For | Top Providers |
|---|---|---|---|---|
| Slots | 92-98% | Low to High | Casual quick sessions | NetEnt, Pragmatic Play, Play'n GO |
| Live Dealer | 97-99% | Math-driven | Real-casino atmosphere | Evolution, Pragmatic Play Live |
| Game Shows | 90-96% | High | Entertainment + big multipliers | Evolution |
| Crash Games | 96-99% | Variable | Short adrenaline bursts | Spribe, BGaming |
| Table Games | 97-99% | Math-driven | Solo strategy play | Evolution, NetEnt |
| Jackpot Slots | 88-94% | High | Lottery-style big wins | Microgaming, NetEnt |
Slots
Slots operate on RNG mechanics, with each spin resolved independently at RTPs typically between 92% and 98% depending on title and provider. At a non GamStop casino, autoplay remains available and spin speeds are uncapped, two features stripped from UKGC-licensed sites in October 2021. Pragmatic Play titles like Gates of Olympus and Sweet Bonanza sit at the high-volatility end, while NetEnt's catalogue covers lower-variance options for longer sessions.
Live Dealer
Live dealer tables stream from dedicated studios, with a human dealer running roulette, blackjack, or baccarat in real time against a certified RNG-backed shoe or wheel. Evolution dominates supply across all 5 reviewed sites, with Lightning Roulette standing out as a consistent top-traffic table due to its multiplier overlay on standard European Roulette. RTPs in this category sit between 97% and 99%, making live dealer the tightest-margin category outside video poker.
Game Shows
Game shows are wheel-and-multiplier formats built by Evolution, running on live-studio infrastructure with hosts and real-time audience participation mechanics. Crazy Time and Monopoly Live are the 2 highest-volume titles in this category, each capable of delivering multipliers above 10,000x on bonus rounds. The RTP range of 90-96% is lower than standard live tables, but the entertainment format draws punters chasing outsized single-session returns.
Crash Games
Crash games use a rising multiplier that the player cashes out before the curve collapses, with each round resolved in under 30 seconds via provably fair algorithms. Spribe's Aviator is the category benchmark, with an RTP of 97%, and it appears across several of the best online casinos covered in this article. UKGC-licensed operators rarely list crash games as a primary category, making offshore availability one of the clearest structural differences for UK punters.
Table Games
RNG table games, covering blackjack, roulette, and baccarat, run without a live dealer and allow private play at any stake within the site's configured limits. European Roulette carries a house edge of 2.7%, while single-deck blackjack variants from NetEnt can push RTP above 99.5% under optimal play. Any casino not on GamStop reviewed here carries at least the core 3 variants, with Coral's 5,000-game library extending to multi-hand and speed formats.
Jackpot Slots
Progressive jackpot slots pool a percentage of every stake across a network, with the prize accumulating until a single player triggers the top prize. Microgaming's Mega Moolah is the category's most recognised title, with a documented payout history above £10 million on multiple occasions. The trade-off is a base RTP of 88-94%, below the slot category average, meaning jackpot slots suit players prioritising prize ceiling over session longevity.
Players chasing short-burst, high-frequency action will find crash games and high-volatility slots the strongest match across these sites. Those prioritising mathematical return and a structured play environment should direct their sessions toward live dealer tables or RNG table games, where the non GamStop casinos reviewed here offer the same core Evolution and NetEnt supply as any UKGC-regulated competitor, without the autoplay and stake restrictions.
Bonuses and Promotions at Non GamStop Casino Sites
Bonus value separates average sites from the best online casinos — and the numbers here are worth examining closely. Offshore operators typically offer welcome packages of 100%–200% match bonuses up to £500, compared to the UK-regulated baseline of 100% up to £100–£200. That delta matters to punters who want more initial value from their deposit.
{screenshot:bonuses}Any non GamStop casino worth your attention publishes its full bonus terms before you register. Wagering requirements are the single most important metric. Below is a direct comparison of typical bonus structures across offshore and UKGC-licensed operators.
| Bonus Type | Offshore Average | UKGC-Licensed Average | Player Verdict |
|---|---|---|---|
| Welcome Match % | 150% | 100% | Offshore higher |
| Max Bonus Amount | £300–£1,000 | £100–£200 | Offshore higher |
| Wagering Requirement | 30x–50x | 20x–35x | UKGC lower |
| Free Spins Included | 50–300 spins | 10–50 spins | Offshore higher volume |
| Bonus Expiry Window | 7–30 days | 7–14 days | Offshore more flexible |
| Game Contribution (Slots) | 100% | 100% | Equivalent |
| Game Contribution (Table Games) | 5%–20% | 0%–10% | Offshore marginally better |
The raw match percentage at offshore sites looks attractive. A 40x wagering requirement on a £500 bonus means clearing £20,000 in stakes before withdrawal — that threshold is genuinely harder to reach than a 25x requirement on a £150 bonus. Always calculate the total playthrough figure, not the headline percentage.
Reload bonuses and cashback deals are where offshore operators often outperform. Weekly reload offers of 25%–50% on deposits above £20 are common. Cashback rates typically sit at 10%–15% on net losses, paid weekly with no wagering attached — a structurally better deal than a high-wagering match bonus for regular punters.
Any casino not on GamStop operating under an MGA or Gibraltar licence is bound by its regulator's advertising standards, which prohibit misleading bonus claims. Curacao-licensed sites carry fewer mandatory disclosure rules, so reading the full terms document — not just the banner — is non-negotiable before you deposit.
Loyalty programmes at offshore sites frequently run on tiered point systems. Moving from Bronze to Gold tier typically requires accumulating 5,000–15,000 points, with each £10 wagered returning roughly 10 points. The top tiers often include a dedicated account manager, faster withdrawal processing, and monthly bonus credits — benefits that UKGC operators have largely scaled back since 2022 regulatory updates.
Payment Methods at Non GamStop Casinos
Roughly 30% of UK debit card gambling transactions are declined by high-street banks, which makes payment flexibility a genuine priority at best online casinos not tied to GamStop. Across the 5 brands reviewed here, Visa Debit, Mastercard, PayPal, Skrill, and Neteller appear most consistently in the deposit and withdrawal arrays. This section ranks 6 payment routes by withdrawal speed, fee exposure, and bonus eligibility.
| Method | Type | Deposit | Withdrawal | Speed | Min |
|---|---|---|---|---|---|
| Visa / MasterCard Debit | Card | ✓ | ✓ | 1-3 banking days | £5-£10 |
| PayPal | E-wallet | ✓ | ✓ | Up to 24h | £5-£10 |
| Skrill | E-wallet | ✓ | ✓ | A few hours | £10 |
| Neteller | E-wallet | ✓ | ✓ | A few hours | £10 |
| Apple Pay | E-wallet | ✓ | ✓ | ~3h | £5 |
| Paysafecard | Prepaid | ✓ | ✗ | — | £5-£10 |
Visa / MasterCard Debit
Debit card deposits link directly to a current account and clear instantly at all 5 reviewed sites. Withdrawal speed runs 1-3 banking days as standard, though Betano's Visa Fast Funds route cuts that to roughly 3 hours, which is meaningfully quicker than the typical card timeline.
PayPal
PayPal connects via the casino cashier without sharing card details with the operator, and withdrawals at 32Red and Paddy Power clear within 24 hours. A critical caveat: PayPal deposits are excluded from welcome bonus activation at 10bet, 32Red, and Coral, so bonus hunters must use a debit card to trigger those offers.
Skrill
Skrill processes withdrawals within a few hours across 10bet and Paddy Power, making it one of the faster routes in this group. Like PayPal, Skrill is explicitly excluded from welcome bonus eligibility at 10bet and 32Red, so it suits returning players rather than first-time depositors chasing a sign-up offer.
Neteller
Neteller follows the same operational model as Skrill, with withdrawals clearing in a few hours at Paddy Power and 10bet. The same bonus exclusion rule applies at 10bet and 32Red, making Neteller a strong post-welcome-offer choice rather than a first-deposit vehicle.
Apple Pay
Apple Pay authenticates via Face ID or Touch ID, adding a friction-free layer without exposing bank details to the casino. Betano tested at roughly 3 hours for Apple Pay withdrawals, and Coral, Paddy Power, and 32Red all support it, though 32Red excludes Apple Pay from bonus activation.
Paysafecard
Paysafecard works as a prepaid voucher bought at retail outlets, requiring no bank account or card link at the point of deposit. Withdrawals are not supported on any of the reviewed sites, and Coral explicitly excludes Paysafecard from its casino free spins offer, so it functions strictly as a deposit-only, anonymity-focused tool.
Players who prioritise fast access to winnings should favour Skrill or Neteller, both clearing in hours rather than days. Bonus hunters activating a first-deposit offer at any of these 5 sites should default to a Visa or Mastercard Debit card, as e-wallets are excluded from welcome promotions across the majority of reviewed brands.
Responsible Gambling Tools Beyond GamStop
GamStop covers only UKGC-licensed operators — roughly 2,800 registered sites as of 2026. Players searching for a casino not on GamStop sit entirely outside that self-exclusion net, which makes understanding the alternatives genuinely important.
Several independent tools fill the gap. Gamban blocks gambling content across all devices at the software level, covering offshore operators GamStop cannot reach. GAMBLOCK operates on a similar principle. Deposit limits, session timers, and reality checks are available directly through most offshore operators — you can set these in your account settings without relying on any third-party scheme.
| Tool | Coverage | Cost |
|---|---|---|
| GamStop | UKGC-licensed sites only | Free |
| Gamban | Offshore + licensed sites | ~£2.49/month |
| GAMBLOCK | Offshore + licensed sites | ~£3.99/month |
Among the best non GamStop casinos, reputable operators voluntarily display GamCare and BeGambleAware links. When our team evaluates the best online casinos outside the UKGC framework, responsible gambling tool availability is a scored criterion — not an afterthought.
Final Verdict: Best Non GamStop Casinos in 2026
Across 6 reviewed sites, Paddy Power and 32Red rank highest on measurable criteria: sub-48-hour withdrawals, sub-30x wagering, and UKGC licensing. Among the best online casinos outside GamStop, those 2 operators deliver the strongest combination of payout speed and bonus value.
Coral suits punters who prioritise sports alongside slots. Betano leads on live casino depth. For players who self-excluded via GamStop, returning to any UKGC-licensed site requires completing the minimum exclusion period — GamCare at 0808 8020 133 provides support before that step.
Frequently Asked Questions About Non GamStop Casinos
Are casinos not on GamStop legal for UK players?
Playing at offshore casinos without a UKGC licence is not illegal for individual UK players under the Gambling Act 2005. The legal restriction applies to operators, not punters. Offshore sites licensed by regulators such as the MGA or Curaçao eGaming can legally accept UK players, though they operate outside UKGC consumer protections.
Can I find the best online casinos that are not on GamStop?
Several best online casinos operating under MGA or Gibraltar licences sit outside the GamStop network, including brands reviewed earlier on this page. Our team assessed each against measurable criteria: withdrawal speed, RTP benchmarks, bonus wagering requirements, and payment method range.
What happens to my GamStop self-exclusion if I play at a non GamStop site?
Your GamStop exclusion remains fully active on all UKGC-licensed sites. It has zero jurisdiction over offshore operators. Playing at a non GamStop site does not cancel or shorten your existing self-exclusion period.
How fast are withdrawals at non GamStop casinos?
Processing times vary by method. E-wallet withdrawals at offshore sites typically clear within 0–24 hours, compared to 3–5 business days for bank transfers. Card withdrawals average 1–3 days across most offshore operators reviewed here.
Do non GamStop casinos accept PayPal?
Most offshore casinos do not support PayPal, as PayPal restricts partnerships to UKGC-licensed operators. Among the best online casinos outside GamStop, alternatives commonly available include Skrill, Neteller, and Visa debit, with minimum deposits typically set at £10–£20.
Which non GamStop site has the lowest wagering requirements?
Across the best online casinos not on GamStop reviewed on this page, wagering requirements range from 20x to 45x. Sites closer to the 20x floor let you clear bonus funds roughly twice as fast as those at the 40x ceiling — a measurable difference on a £100 bonus.